Michelle Martinich, Executive Vice President and Chief Financial & Administrative Officer, of American Riviera Bank sits down with Daniel Koenig, Head of Information Technology at Invoca in Santa Barbara, discuss how to recognize and combat cyber threats at your business and your home. Daniel is a senior technology leader with over 15 years of experience in the Information Technology and Business Systems space.
Jason Wilson, Senior Vice President, Commercial Banking Officer at American Riviera Bank sits down with Steven Nipper, Owner and President of Sole Wave Water, to talk about the journey of building a new business on the Central Coast. From creating a realistic business plan to finding and hiring the best people to planning for growth and being generous in the community - a compelling story of turning passion into business.
Steve Nipper has over 30 years of experience in the water treatment industry designing systems, selecting processes, and helping customers understand how the different systems work and what will solve their problems best. He started Sol Wave Water to help people and businesses with their water problems in 2013.
Joanne Funari, Executive Vice President and Chief Operating Officer of American Riviera Bank, chats with Doug Margerum, Owner and Director of Winemaking at Margerum Wine Company, about the Wine Industry in Santa Barbara County. Doug has been intimately involved in the Santa Barbara food and wine scene for over 30 years and is regarded as one of the pioneers promoting the uniqueness and quality of Santa Barbara food and wine. Learn about industry trends, pricing, expansion, and what it takes to make a couture wine.
Financial abuse of seniors is a devastating crime that banks are uniquely positioned to help identify. It can be as simple as taking money or as involved as coercing or manipulating a victim into turning over property to an abuser. Unfortunately, we are seeing an increasing trend in fraud against seniors, and much goes unreported. Baby Boomers, Americans born between 1946 and 1964, represent the largest portion of the population and continue to reach senior status in record numbers due, in part, to increased life expectancy. Laurel Sykes, our Chief Compliance and Risk Officer, sits down with Vicki Johnson, Senior Deputy District Attorney, and Heather Clark, from the Crimes Against Property Unit of the Santa Barbara Police Department, to discuss recent scams witnessed by local banks, and hear about recent cases from local law enforcement, along with tips for stopping the abuse!
Bobby Boyes, Vice President and Client Relationship Manager at American Riviera Bank speaks with John Bennett, Santa Barbara Restaurateur about the good, the bad, and the ugly when it comes to opening a restaurant on the Central Coast. John D Bennett arrived in SB from NY at age 12. He graduated from SB High and took over management duties at his family owned business, Brophy Brothers. After many years in the restaurant business, he helped open the Ventura Brophy Brothers, and now oversees other family owned places such as Benchmark Eatery and Farmer Boy Restaurant. Bobby and John discuss the ups and downs of running multiple restaurants in Santa Barbara, the ramifications of the minimum wage increase, rent and lease payments in town either from the city of private party, and the major obstacles that prevent success when new restaurants open.
Joanne Funari, Executive Vice President and Chief Operating Officer of American Riviera Bank sits down with Steve Golis, Principal and Founder, Radius Commercial Real Estate. Widely considered the market leader in his specialty, Steve is regularly called on to present at local professional events as an expert in the apartment sector. He is also a contributing author for the UCSB Economic Forecast Project, the Greater Central California Coast Forecast Project and the California State Economic Project. Joanne and Steve discuss the local commercial real estate market, economics, demographics, and what the future of commercial real estate might look like in Santa Barbara.