American Riviera Bank Regional Pulse
South Coast Real Estate: A Home and an Investment

South Coast Real Estate: A Home and an Investment

January 14, 2020
Lori Murray, Senior Vice President and Residential Lending Manager of American Riviera Bank, chats with Jackie Walters, Realtor with Village Properties about the new real estate landscape in the Santa Barbara area, including how recent local natural disasters have affected the market, the affects of supply and demand, and how to find opportunities for purchasing real estate. Jackie has been a successful agent in the Santa Barbara area for over 30 years. Jackie closely watches the market stats and trends and is a regular writer on the real estate market for the Santa Barbara News-Press.
Protecting Your Home and Business from Cybersecurity Threats

Protecting Your Home and Business from Cybersecurity Threats

December 1, 2019

Michelle Martinich, Executive Vice President and Chief Financial & Administrative Officer, of American Riviera Bank sits down with Daniel Koenig, Head of Information Technology at Invoca in Santa Barbara, discuss how to recognize and combat cyber threats at your business and your home. Daniel is a senior technology leader with over 15 years of experience in the Information Technology and Business Systems space.

Small Business on the Central Coast: a Local Success Story

Small Business on the Central Coast: a Local Success Story

November 15, 2019

Jason Wilson, Senior Vice President, Commercial Banking Officer at American Riviera Bank sits down with Steven Nipper, Owner and President of Sole Wave Water, to talk about the journey of building a new business on the Central Coast. From creating a realistic business plan to finding and hiring the best people to planning for growth and being generous in the community - a compelling story of turning passion into business.

Steve Nipper has over 30 years of experience in the water treatment industry designing systems, selecting processes, and helping customers understand how the different systems work and what will solve their problems best. He started Sol Wave Water to help people and businesses with their water problems in 2013.

Tariffs, Tourists and Microclimates: Let’s Talk Wine with Doug Margerum

Tariffs, Tourists and Microclimates: Let’s Talk Wine with Doug Margerum

November 1, 2019

Joanne Funari, Executive Vice President and Chief Operating Officer of American Riviera Bank, chats with Doug Margerum, Owner and Director of Winemaking at Margerum Wine Company, about the Wine Industry in Santa Barbara County. Doug has been intimately involved in the Santa Barbara food and wine scene for over 30 years and is regarded as one of the pioneers promoting the uniqueness and quality of Santa Barbara food and wine. Learn about industry trends, pricing, expansion, and what it takes to make a couture wine.

 

Fighting Crimes Against the Elderly with Laurel Sykes, Vicki Johnson, and Heather Clark

Fighting Crimes Against the Elderly with Laurel Sykes, Vicki Johnson, and Heather Clark

September 30, 2019

Financial abuse of seniors is a devastating crime that banks are uniquely positioned to help identify. It can be as simple as taking money or as involved as coercing or manipulating a victim into turning over property to an abuser. Unfortunately, we are seeing an increasing trend in fraud against seniors, and much goes unreported. Baby Boomers, Americans born between 1946 and 1964, represent the largest portion of the population and continue to reach senior status in record numbers due, in part, to increased life expectancy. Laurel Sykes, our Chief Compliance and Risk Officer, sits down with Vicki Johnson, Senior Deputy District Attorney, and Heather Clark, from the Crimes Against Property Unit of the Santa Barbara Police Department, to discuss recent scams witnessed by local banks, and hear about recent cases from local law enforcement, along with tips for stopping the abuse!

Understanding the Restaurant Business on the Central Coast

Understanding the Restaurant Business on the Central Coast

September 10, 2019

Bobby Boyes, Vice President and Client Relationship Manager at American Riviera Bank speaks with John Bennett, Santa Barbara Restaurateur about the good, the bad, and the ugly when it comes to opening a restaurant on the Central Coast. John D Bennett arrived in SB from NY at age 12. He graduated from SB High and took over management duties at his family owned business, Brophy Brothers. After many years in the restaurant business, he helped open the Ventura Brophy Brothers, and now oversees other family owned places such as Benchmark Eatery and Farmer Boy Restaurant. Bobby and John discuss the ups and downs of running multiple restaurants in Santa Barbara, the ramifications of the minimum wage increase, rent and lease payments in town either from the city of private party, and the major obstacles that prevent success when new restaurants open.

Commercial Real Estate on the Central Coast with Joanne Funari and Steve Golis

Commercial Real Estate on the Central Coast with Joanne Funari and Steve Golis

September 1, 2019

Joanne Funari, Executive Vice President and Chief Operating Officer of American Riviera Bank sits down with Steve Golis, Principal and Founder, Radius Commercial Real Estate. Widely considered the market leader in his specialty, Steve is regularly called on to present at local professional events as an expert in the apartment sector. He is also a contributing author for the UCSB Economic Forecast Project, the Greater Central California Coast Forecast Project and the California State Economic Project. Joanne and Steve discuss the local commercial real estate market, economics, demographics, and what the future of commercial real estate might look like in Santa Barbara.